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Terms of Use

Please carefully read THESE TERMS AND CONDITIONS before accessing or using GuardHill Financial Corp.’s website.  When you access or use the Web Site, you are agreeing to be bound by this Agreement, including the liability disclaimers contained below. If you do not agree to the terms contained herein, do not use this Web Site or download any information from it.  You agree that by using this site you have automatically established a business relationship between you and GuardHill Financial Corp.   Additionally as a result of you providing information to GuardHill Financial Corp on this website you agree to be contacted via telephone, e-mail and /or standard mail using the contact information you have provided. You hereby consent to such contact even if your phone number is on any Do Not Call list.

 

LIABILITY DISCLAIMER

GUARDHILL FINANCIAL CORP. STRIVES TO MAKE SURE THAT THE INFORMATION ON ITS WEB SITE IS ACCURATE, BUT INACCURACIES OR ERRORS CAN OCCUR. YOU USE THIS WEB SITE AT YOUR OWN RISK. GUARDHILL FINANCIAL CORP. RESERVES THE RIGHT TO CHANGE OR MODIFY THE CONTENT OF ITS WEB SITE AT ANY TIME WITH OR WITHOUT NOTICE. THIS WEB SITE AND ALL OF THE INFORMATION CONTAINED THEREIN ARE PROVIDED "AS IS." GUARDHILL FINANCIAL CORP. IS NOT PROVIGIN ANY WARRANTIES AND REPRESENTATION REGARDING THE WEBSITE, WHETHER EXPRESS OR IMPLIED, AS TO ANYTHING WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. UNDER NO CIRCUMSTATNCES WILL GUARDHILL FINANCIAL CORP. BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEB SITE AND/OR THE CONTENT LOCATED THEREON, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS CONDUCT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER CAUSE OF ACTION.

 

Customer Privacy Policy

Introduction and Applicability

This policy is adopted pursuant to Title V of the Gramm Leach Bliley Act of 1999 and applicable federal laws and regulations. As used in this policy, the terms “we”, “us”, and “our” refer to GuardHill Financial Corp.

This policy applies only to personally identifiable financial information (also known as nonpublic personal information) obtained by us in connection with financial products and services primarily for personal, family or household purposes (and not business purposes). We do not provide information to companies for the purpose of independent telemarketing or direct mail marketing of any products or services of those companies.

This policy takes precedence over any previous privacy policies issued by us. We reserve the right to change this policy at any time with notice as may be required under applicable law. The standards contained in this policy do not constitute a contract or create legal rights.

Information we collect

We collect nonpublic personal information about our customers from the following sources:

Information we disclose and to whom

We may disclose the nonpublic personal information we collect about our customers to nonaffiliates, as permitted or required by law.

We may disclose nonpublic personal information received from our customers on applications and other forms, such as the customer’s name and address, to nonaffiliated companies that perform marketing services on our behalf with regard to our own products or services.

We also may disclose nonpublic information about our customers to nonaffiliated financial institutions with which we have joint marketing arrangements or to companies with which we have outside service provider arrangements, as follows:

These marketing companies and joint marketing and outside service providers are required by us to enter into written agreements with us to safeguard the confidentiality of our customers’ nonpublic personal information and use it only for authorized purposes.

We do not disclose any nonpublic personal information about our customers that otherwise would require us to notify our customers of their right to direct us not to share such information (i.e., opt out right).

Safeguarding Consumer Information

We protect consumer privacy by ensuring that only employees who have a business reason for knowing information have access to it. We have appointed a Consumer Privacy Coordinator who is responsible for maintaining internal procedures to ensure that our customers’ information is protected. For example, information in loan files can only be accessed by employees who work in the loan origination or loan operations departments. We require independent contractors and outside companies who work with us to adhere to our strict privacy standards. These parties may include your selling and listing realtor, surveyor, insurance company, lender, Title Company, appraiser, and underwriter. We use technological means (such as backup files, virus detection and eradication software, firewalls, and other computer software and hardware) to protect against unauthorized access or alterations to customer data.

All employees have a copy of this policy and are trained at least annually regarding the importance of safeguarding customer information. The Consumer Privacy Coordinator, human resources director, and senior management will take disciplinary action against any employee who violates our privacy policy and procedures.

We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic, personal information. If we change our policy or practice by, for example, adding a category of information that we will disclose to a third party, we will notify existing customers and give them an appropriate time period to opt out of the disclosure.

We will continue to prudently enhance and manage information security standards and procedures to ensure the security and confidentiality of customer information; protect against any unanticipated threats or hazards to the security or integrity of such information; and, protect against unauthorized access or use of our customers’ information.

Should you have any questions regarding this policy, please contact us:

GuardHill Financial Corp.
Attn: Consumer Privacy Coordinator
140 E 45th Street, 31st Floor, New York, NY 10017

Or, feel free to email us at [email protected] or call 212-688-9500 and leave a message. We return emails and calls in the order received.

 

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GuardHill Financial Corp.
140 East 45th Street, 31st Floor,
New York, NY 10017
1-800-853-7078
NMLS#1609
*All rates and programs are subject to change and/or approval. Not all applicants may qualify for these terms/rates. Not all features are available for all products. Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.
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